Course Description / Subject Matter:
Independent caregivers (ICs) face unique risks when providing in-home care, particularly related to insurance coverage. Unlike traditional employees, ICs are responsible for their own protections when it comes to auto liability, professional liability, and occupational accident insurance. This course explores the differences between driving a personal vehicle versus a client’s vehicle, explains the importance of professional liability insurance, and reviews occupational accident coverage. Learners will gain practical strategies to safeguard their practice and reduce liability exposure while ensuring safe, ethical, and professional care.
Developed by: Scott Strachan RN, BSN
(former Independently Employed CNA)
A certificate and an official state record are issued upon successful completion.
Target Audience: RN, APRN, LPN, CNA
Contact Hours / Total Clock Hours: 1.0 Contact Hour / 1.0 Clock Hour
Teaching Methods:
This self-paced, text-only course allows learners to complete training on their own time. It provides clear explanations and examples of professionalism in the caregiving context, including examples that are common and essential for RNs, LPNs, HHAs, and CNAs.
Developed By: Scott Strachan RN, BSN (former Independently Employed CNA)
Course Description / Subject Matter:
Independent caregivers (ICs) face unique risks when providing in-home care, particularly related to insurance coverage. Unlike traditional employees, ICs are responsible for their own protections when it comes to auto liability, professional liability, and occupational accident insurance. This course explores the differences between driving a personal vehicle versus a client’s vehicle, explains the importance of professional liability insurance, and reviews occupational accident coverage. Learners will gain practical strategies to safeguard their practice and reduce liability exposure while ensuring safe, ethical, and professional care.
Eligible content areas for this course include:
Nursing practice and special healthcare problems.
Biological, physical, behavioral, and social sciences.
Legal aspects of healthcare.
Healthcare management/administration.
Teaching/learning processes for healthcare personnel and patients.
Personal development as it relates to improving patient care.
Learner Objectives:
At the completion of this course, the learner will be able to:
Differentiate the insurance responsibilities of independent caregivers compared to traditional employees.
Analyze the risks associated with using a personal vehicle versus a client’s vehicle for transportation.
Identify the purpose and benefits of professional liability insurance for ICs.
Evaluate the role of occupational accident insurance in supporting caregiver safety.
Apply risk-management strategies that minimize liability exposure in everyday caregiving practice.
Disclosure:
The planners and presenter(s) of this educational activity have disclosed no relevant financial relationships with any commercial interests. There is no commercial support or sponsorship for this program. This activity has been developed independently and solely for educational purposes. No endorsement of specific products or services is intended or implied.
Disclaimer:
The information provided in this course is for educational purposes only and should not be construed as legal, financial, or professional advice. While every effort has been made to ensure accuracy, the content is not guaranteed to be free from errors or omissions. Participants are encouraged to consult with a qualified professional for specific advice related to their individual circumstances. The creators and presenters of this course disclaim any liability for decisions made based on the information provided.